For everyone
- Filled application form and passport-size photographs
- Identity proof (Aadhaar, PAN, passport)
- Address proof
- Last 6 months' bank statements
Salaried applicants
- Last 3 months' salary slips
- Form 16 or last 2 years' ITR
- Employment / appointment letter
Self-employed applicants
- Last 2-3 years' ITR with computation of income
- Business proof (GST registration, licence)
- Profit and loss account and balance sheet
Property documents
- Agreement to sell / allotment letter
- Title documents and approved plan
- Builder's RERA registration details
Requirements vary between lenders, so confirm the final list with your bank.